Summer is now just around the corner! Here are some important reminders to help you with your ETFO Employee Life and Health Trust (ETFO ELHT) benefits coverage during the summer months.   Updating coverage for you and your family Add your spouse/partner or child:* You have 31 days from the date of a life event […]

Your group benefits plan includes limits on pharmacy markups and dispensing fees to help manage the costs associated with prescription drugs and to help sustain coverage. Three main factors determine the price of prescription drugs: Drug ingredient cost: the amount a pharmacist pays to buy the drug. Pharmacy markup: any additional amount a pharmacist may […]

Your ETFO ELHT benefits plan helps to cover or supplement the cost of providing health and dental care benefits to you and your eligible family members. But benefits fraud can put your benefits at risk. For example, billing or claiming for services that never occurred and falsifying frequency or description of services rendered has significant […]

As changes occur in your life and at work, it’s important to review your benefits coverage and make any updates to ensure you and/or your eligible dependants remain covered. Here are some important ETFO ELHT benefit reminders. Update your coverage within 31 calendar days if: Your family status has changed, or you have had a recent life […]