If you are going on a leave, here are things you need to know and do to update your benefits.
|Type of leave||What it means to you|
(e.g. maternity/paternal leave)
|Your benefits coverage will be funded in the same way as it was when you were working, in the time immediately before you started your leave.|
|Long term disability (LTD)||
If you are on an approved LTD claim, your current benefits coverage and funding will continue for a period of up to 24 months during your LTD leave. When this coverage period is up (more than 24 months), you have the option to continue your coverage. You will pay 100% of your benefits costs.
You may be eligible for a waiver of life insurance premium.
(e.g. unpaid full/part-time leave, deferred leave)
You are responsible to pay a portion or all of your benefit premiums.
You will receive a communication from OTIP to complete your benefit selections and provide your banking information for any benefits costs that you will be paying for.
Your benefit premium costs
|If you are on a full-time leave and wish to continue benefits||If you are on a part-time leave and wish to continue benefits|
You pay 100% of your benefit costs during your leave.Benefit costs includes your health, dental, Basic Life*, accidental death and dismemberment (AD&D)*, Supplemental Life, and Optional Life coverage (if applicable).
*Basic and Supplemental Life and AD&D
Your salary = $75,000
Therefore, basic life premiums are based on $75,000.
You pay for a pro-rated portion of the premium for:
Health and dental
Basic Life and AD&D
Optional Life (Member, Spousal, Child)
Returning to work
Questions? You can contact OTIP Benefits Services at 1-866-783-6847 for assistance.
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